Trilegiant Corporation, Trilegiant Insurance Services, Inc., Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports or Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental. FreeScoresAndMore is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.